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HOMEPAGE

Get Relief Now

from overwhelming mortgage debt

           

AT NO COST TO YOU!

The Process

  1. If you think you could get a loan modification, speak to your lender. Also, check out this website and this one.

  2. Then call me. I can answer your questions, evaluate your home and get it sold at no cost to you.

 

  • Do you owe more on your home than you could sell it for?

  • Is your "dream home" becoming more of a nightmare?

  • Are you feeling "overwhelmed by debt"?

  • Have you been unsuccessful with "Loan Modification" attempts?

If the answer is "yes" to any of the above questions, give me a call. I can help.  Not only can I help you salvage your credit* and get your home sold, but it won't cost you a dime for my services.

 

Sound too good to be true? 

 It's not. Let me explain how this works:

 

You'll need to put together a list of items which I can help you with. These are submitted to the bank:

  • Letter of authorization, which lets me, as your agent, speak to the bank.
  • HUD-1 or preliminary net sheet
  • Completed financial statement
  • Seller's hardship letter
  • 2 years of tax returns
  • 2 years of W-2s
  • Recent payroll stubs
  • Last 2 months of bank statements
  • Comparative market analysis or list of recent comparable sales

The marketing process is the same as a regular sale.

Once we get an offer, I negotiate with your lender to accept it as payment in full and allow the sale to close. Closing costs and commissions are already wrapped up in the offer which the lender accepts, so you pay nothing.

This is known as a Short Sale because the bank allows you to sell the property for current market value, though it causes them to come up "short" of what is owed to them.